INTERNET SECURITY

We understand that the security of your personal insurance information is important to you. We also understand that our continued success as a leading insurance agency relies on our ability to communicate with you in a secure manner.

We adhere to the highest standards of decency, fairness and integrity in our operations. On the Internet, we take a number of measures to authenticate your identity when you access our services. We also take steps to protect your information as it traverses the Internet to and from your desktop. We take steps to make sure all information is as secure as possible against unauthorized access and use. We also review our security measures periodically. Despite our best efforts, and the best efforts of other firms, "perfect security" does not exist on the Internet, or anywhere else.

Authentication
We will use different pieces of information to properly identify and authenticate you before allowing you secure access to your member information. The first piece of information will include your agency number, a member number or other available means deemed necessary to allow secure access to the site. The next piece of information is the online registration form.

Another piece of information is your User Name and Password, codes that you can choose. Once you have a unique User Name and Password, we will generate a registration confirmation letter. For security purposes we will mail it via the United States Post Office to your home address that we currently maintain in our files. You will need to save your User Name and Password because for security reasons, we will not mail it to you. For further security, we store your user name and password on an encrypted database that is isolated from the Internet.

Logout Feature
We will make use of our secure login and advise you to log out of our site as soon as you are finished with your access.

Data Within Our Walls
The personal information our site collects is stored in secure operating environments that are not available to the public or other members. We employ mechanisms to protect data within our walls. We use system application logs to track all access. We review these logs periodically and investigate any anomalies or discrepancies. Within our organization, we base access to member information on the sensitivity of the information, and our employee's need- to- know. Each employee receives a code of conduct that details our requirement for our employees when using this information.

Our Security Recommendations for You
Protect and never share your User Name or Password. Our Systems Manager will never ask you for your Password. Do not be fooled by malicious emails asking for our Password. This is a well- known trick designed to trick you into sharing your password.

Make sure that you are using an up-to-date version of Internet software (such as Netscape Navigator or Microsoft Internet Explorer). Versions that are more recent often have enhanced security protection.

If using a browser such as Internet Explorer 5.0 or greater, turn off the Auto-complete feature. This feature will remember User Names and Passwords, as well as other information you type into web pages that contain forms. When the browser encounters this form again, it will pre-fill the form with your answers from the last time.